TYPICAL EEM FHA Energy Efficient Mortgages allow the homeowner to borrow up to 5% of the loan amount or $8000, whichever is lower, above the purchase price for qualified improvements. ‘Weatherization’ improvements can increase this extra amount further, though under different guidelines. Contact us for more information. We supervise the EEM portion of the loan process from documentation through implementation of the energy efficient improvements.

Some of the improvements that qualify for the energy efficient mortgage are:

Insulation – Attic, Wall, Floor
Infiltration – Testing for and Sealing air leaks in exterior walls, floors, ceilings, and windows
Duct Improvements – Testing, and sealing, insulating. The average home in California Leaks 30%
Window Replacements
Water Heater – Replace with high efficient, or on demand unit
Solar Water heating
Heating/Cooling HVAC unit
Lighting Conversions – Converting to CFLs and/or high efficiency lighting units